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A focus on protecting non-bank lender capital

About

Expert legal advice in private credit

A specialist private credit law firm acting exclusively for non-bank lenders and capital providers in Australia and New Zealand. Our work is grounded in enforcement and recovery‑informed structuring.

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20,000+

loans written for lender and investor clients

$3.7B

managed for lenders last 12 months

2,500+

successful recovery actions completed

180

due diligence checklist items for loan resilience

3 hours

minimum time required to draft documentation*

Built for non-bank lenders and capital providers

Direct in our guidance, precise in our work, and grounded in the realities our clients operate in.

*depending on complexity / information availability

Recovery

Enforcing Security Following Borrower Default
The decision provides useful guidance for lenders or asset financiers facing a familiar challenge: recovering vehicles, equipment and other financed assets secured by a chattel mortgage when a borrower defaults or enters insolvency.
Blake Palmer
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Recovery

When a Handshake Beats a Mortgage: Fiduciary Duties Trump Security in Property Venture Gone Wrong
The New South Wales Supreme Court’s decision in Wang v Yu [2026] NSWSC 1254 is a stark reminder that informal property ventures between friends can create powerful fiduciary obligations – and that those duties don’t evaporate when the relationship sours.
Blake Palmer
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Recovery

Paying the Piper: Court Confirms Liquidators Can Prioritise Lender's Fees and Interest Under Universal Distributing Lien
When liquidators borrow money to preserve and realise a company's business and assets, can they repay not only the loan principal, but also the lender's fees and interest ahead of secured creditors? In In the matter of Tahmoor Coal Pty Ltd (in liq) [2026] NSWSC 1271, the Court answered yes, holding that the well-established Universal Distributing principle extends beyond the borrowed funds themselves to include the cost of obtaining that funding.
Blake Palmer
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News & Insights

Topics shaping Summer Lawyers, inside and out
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Senior Leadership

Leadership in lending law

An experienced team for lenders and capital providers

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Whether you’re dealing with a new transaction, a complex structure or a developing issue, our team can guide you through the next steps.

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