WHO WE ARE
Acting exclusively for lenders and capital providers since 2012
Focused on protecting capital with control and discipline
We act promptly, and with certainty. Our ability to operate at scale makes us an experienced partner for complex, time‑critical and contested matters where outcomes truly matter. We combine deep technical expertise with a practical, enforcement‑aware mindset to deliver results.
An entire practice built around private credit law
Private credit law is the only thing we do. Built intentionally, our team has successfully managed matters of varying complexity – advising on commercial lending, investment transactions, regulatory compliance and risk management. We provide tailored legal solutions that meet the needs of lenders and capital providers navigating an increasingly sophisticated private credit market.
Summer Lawyers is a specialist private credit law firm operating across Australia and New Zealand.
Since 2012, we’ve expanded to more than 40 professionals. We act exclusively for non‑bank lenders, private financiers, funds and investors, focused on protecting lender capital through enforcement and recovery‑informed structuring.
Over a decade of successful enforcement matters underpins our recovery and litigation capability. This experience shapes our enforcement-aware documentation from the outset should loans fail. In turn, this informs how we advise lenders on distressed recovery, insolvency or liquidation matters.
Lender-first
We act exclusively for non-bank lenders. Advances are structured for default and dispute scenarios while recovery work is deliberate, decisive and grounded in experience.
Costs aligned to outcomes
We structure fees to align with recovery outcomes. Costs are deferred where appropriate, keeping the focus on protecting lender capital.
Recovery-informed structuring
Our documentation is informed by how transactions perform under pressure. Structure, priority and enforceability are central.
Direct access to decision-makers
Clients deal directly with senior lawyers. Informed decisions are made quickly and accountability is clear.
Private credit – exclusively
Private credit is the only thing we do. Our approach to enforcement and recovery for non-bank lenders is built on real experience.
Our Approach
About
A firm built intentionally for private lending
Frequently
asked questions
What does Summer Lawyers specialise in?
Who does Summer Lawyers act for?
Do you act for borrowers?
What distinguishes Summer Lawyers from other private credit law firms?
How does Summer Lawyers work with clients as matters evolve?
