Head of Advances
Advances
Nicholas is an experienced specialist in banking, finance and private lending across Australia and New Zealand, bringing technical rigour and recovery-informed expertise to complex lending transactions.
He leads Summer Lawyers’ Advances practice, advising private and non-bank lenders on loan structuring, security arrangements, intercreditor agreements, construction finance and development lending. Working alongside colleagues with deep enforcement and recovery expertise, Nicholas structures transactions with a clear understanding of how lending arrangements perform when tested.
Known for his disciplined drafting, commercial judgment and practical approach, he helps lenders protect priority, manage risk and maintain control from origination through settlement. A respected leader within the firm, Nicholas is trusted to deliver clear, enforceable lending arrangements that support strong commercial outcomes for lenders.
Key cases/experience – representative matters
Advising non-bank lenders on security based finance structures, risk allocation, fraud prevention and verification processes, ensuring documentation is enforceable, aligned to commercial priorities and capable of withstanding insolvency, priority disputes and enforcement scenarios.
Supporting non-bank lenders through disciplined documentation, precedent management and settlement execution, including handling compressed timelines (same day settlements) and implementing electronic signing solutions to improve efficiency.
Acting for non bank lenders on a broad range of residential and commercial transactions, including construction and development finance, bridging facilities, refinances and restructures, with responsibility for facility, security, intercreditor and priority arrangements.
Admissions
Admitted, Supreme Court of NSW, 2019
Memberships / Associations / Affiliations
Law Society of NSW
Nicholas Chrisp
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