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Services | 

Recovery

Assertive support when loans default
Deep experience in enforcement matters show us that recovery rarely follows a straight line
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Delays, uncertainty or fragmented advice can greatly affect outcomes once a loan is in distress.

Our experience running complex and contested recoveries can aid us in identifying pressure points early and control recovery strategy as matters progress.

We act for lenders and capital providers when loans move into default, providing coordinated enforcement strategies, recovery execution and litigation capability.

Property & Debt Recovery

Management of possession proceedings, property recovery, debtor engagement and negotiated outcomes, with a focus on maintaining procedural clarity as matters develop.

Litigation & Enforcement

Representation in contested enforcement, judicial sale, priority disputes, fraud claims and related litigation across Australian and New Zealand jurisdictions.

Default Strategy

Clear, commercially grounded guidance on options, obligations and next steps once a loan falls into default. We help lenders and capital providers understand their position early and plan enforcement accordingly.

Recovery

Team

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News & Insights

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Recovery

When a Conflict Isn’t Enough: Refinancing, Borrower Vulnerability and the Limits of Unconscionability
In CPF Group v Everest Index International, the Supreme Court of New South Wales said no. Despite an admitted conflict of interest, the Court upheld a refinancing transaction, rejected claims of unconscionable conduct, and awarded possession in favour of the lender. For lenders, the decision reinforces the importance of a transaction’s purpose, documenting it adequately, and identifying a commercial benefit when putting refinance transactions together.
Blake Palmer
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Recovery

Mortgage Enforcement Lessons from Patel and Confos
Lenders need to know whether they can enforce their security and recover their money if a loan defaults. Two recent NSW Supreme Court decisions show why that depends on both the documents and the circumstances in which the borrower and guarantors signed them.
Paul Reese
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Recovery

Informed Practice – Elisabeth McGready joins Recovery Team
Private lending has evolved significantly over the past decade. As the sector has grown, lenders have increasingly sought advisers who understand not only how transactions are structured, but also how those arrangements perform when circumstances change. With expertise in structuring and documentation to enforcement and recovery, Elisabeth’s career has evolved alongside an increasingly influential and maturing private lending sector.
Summer Lawyers
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Elisabeth McGready, Partner

Frequently
asked questions

When should Summer Lawyers be engaged after a default?

How involved is Summer Lawyers during the enforcement process?

What recovery services does Summer Lawyers provide?

How does Summer Lawyers approach recovery strategy?

Do you handle contested or complex enforcement matters?

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